The Planning Process
Keith sees wealth management as an ongoing process and offers customized comprehensive financial planning to our clients. Our purpose is to cushion the effects of the critical financial events in your life so you stay on track and ultimately reach your financial goals and objectives.
Our clients are looking for a risk adjusted return to provide income and growth for retirement and other goals. Since a large component of an individual's net return on investment is derived from the tax effect of any transaction, one of our primary aims is to make sure the timing and deferral of income is coordinated with the client's goals and objectives.
We start by conducting a thorough examination of each client’s current financial situation, future needs, risk tolerance, and financial dynamics. Then we can offer ideas, suggestions and alternatives where appropriate. Finally, we will summarize our recommendations in a personal policy statement that the client can use to monitor progress.
Commitment to the Client
My disciplined approach to wealth management includes a review of the following issues:
- Investment *
- Family risk management
- Cash flow and debt
- Special situations
*These services are offered by Keith Richardson through H.D. Vest Investment ServicesSM and H.D. Vest Advisory ServicesSM.